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Terms & Conditions   By accessing this website and any pages thereof, you agree to be bound by the terms of the Legal Notices set out below. If you do not agree with the terms of these Legal Notices, do not access this website or any pages thereof. LEGAL NOTICES Applicable Jurisdiction The information on this web site is intended for use by persons resident in the United States only. The information is not intended to be construed as an offer to sell or a solicitation to buy or sell any products or services of any kind whatsoever including without limitation securities or any other financial instrument in the United States of America or the territories or possessions thereof. NO ADVICE The information provided on this website is intended for informational purposes only and is not intended to constitute financial, accounting, legal or tax advice. Many factors unknown to us may affect the applicability of any statement or comment that we make on our website to your particular circumstances. You should consult directly with a Mitchell, Vaught & Taylor, Inc., professional or your other advisors before acting on any information on this website. ACCURACY AND CHANGES All research, articles and commentary are believed to be accurate as of the date posted. However, this website could include inaccuracies, typographical errors or out-of-date information. Changes may be made at any time to the information on this website without prior notice. Please consult a Mitchell, Vaught & Taylor, Inc., professional for complete and up-to-date information. Disclaimer of Warranty and Limitation of Liability MITCHELL, VAUGHT & Taylor, INC., DOES NOT WARRANT THE ACCURACY, COMPLETENESS, QUALITY, ADEQUACY OR CONTENT OF ANY INFORMATION OR TOOL ON THIS WEBSITE NOR DOES IT MAKE ANY WARRANTY AS TO THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE SERVICE. SUCH INFORMATION OR TOOL IS PROVIDED "AS IS" WITHOUT WARRANTY OR CONDITION OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, THE IMPLIED CONDITIONS AND WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES, SO THE ABOVE MAY NOT APPLY TO YOU. MITCHELL, VAUGHT & Taylor, INC., WILL NOT BE RESPONSIBLE OR LIABLE FOR ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, OR CONSEQUENTIAL DAMAGES, OR ANY OTHER DAMAGES WHATSOEVER, INCLUDING, WITHOUT LIMITATION, LOST REVENUES, LOST PROFITS OR LOSS OF PROSPECTIVE ECONOMIC ADVANTAGE, RESULTING FROM THE USE OR MISUSE OF THIS WEB SITE, OR THE INFORMATION, DOCUMENTS, SOFTWARE OR CONTENT THEREOF, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES OR SUCH DAMAGES ARE REASONABLY FORESEEABLE. INTERNET SECURITY AND PRIVACY Ensure you protect the privacy of your banking information by not revealing your password to anyone else. In addition, when leaving your PC after completing activities in an encrypted area of the site, you may wish to clear your cache, or turn off and re-initiate your browser to eliminate any copies of Web pages that may have been stored in your hard drive. Please keep in mind that messages you send to us by e-mail are sent outside of areas of the Web site using encryption. Do not send us any personal information (example: account numbers and/or card numbers) by Internet e-mail. Mitchell, Vaught & Taylor, Inc., will not be responsible for any damages you may incur if you communicate confidential information to us over the Internet, or if we communicate such information to you, at your request. The use of personal Internet firewall software (inexpensive hardware solutions are also available) is recommended, particularly for users maintaining open connections over fast cable or digital subscriber line modems. Personal firewalls work in the background to protect the integrity of a system by controlling Internet connections to and from a computer and by alerting the user to attempted intrusions. Additional measures to consider: - Install a good anti-virus scanner and keep it up to date. Scan Email attachments before opening them. - Never run any executable files received by email unless you are very sure of their authenticity. - Backup your system regularly. SOFTWARE BACK-UP While every effort is made to ensure that any software provided on this web site is suitable for use on a wide variety of computer systems, you should take reasonable and appropriate precautions to scan for computer viruses and ensure compatibility of the software with your specific computer system. HYPERLINKS ARE NOT ENDORSEMENTS Links to other web sites or references to products, services or publications other than those of Mitchell, Vaught & Taylor, Inc., on this web site do not imply the endorsement or approval of such web sites, products, services or publications by Mitchell, Vaught & Taylor, Inc., linking to any other web site is at your sole risk. PRIVACY POLICY Mitchell, Vaught & Taylor, Inc., is committed to respecting the individual privacy of our clients. We have always placed a high priority on protecting the personal information you provide us. Mitchell, Vaught & Taylor, Inc., collects and uses personal information for legitimate business purposes or to meet your investment objectives. Our Privacy Policy is our pledge to continue to protect your right to privacy. 1)Mitchell, Vaught & Taylor, Inc., will not share the nonpublic personal information of current or former clients except in cases: - As permitted by law. For example, providing information required by insurance regulators or law enforcement agencies. - With your permission. With parties that assist Mitchell, Vaught & Taylor, Inc., in promoting our own products and services. For instance, through sample reports or examples of portfolio analysis. 2)Mitchell, Vaught & Taylor, Inc., does collect personal information in the normal course of business in order to administer your accounts, act in accordance with the U.S. Patriot Act, and to generally serve you better. - Application information - Transaction information - Planning information: taxes, estates, retirement, college savings, etc. 3)Mitchell, Vaught & Taylor, Inc., maintains policies and practices that protect the security and confidentiality of our clients. - Access to records is restricted to employees who we determine need the information in order to perform their job duties. - Employee training. 4)Mitchell, Vaught & Taylor, Inc., will provide notice of changes in our information-sharing practices. - If, at any time in the future, it is necessary to disclose any of your personal information in a way that is inconsistent with this policy, we will give you reasonable notice of the proposed change so that you will have the opportunity to opt out of such disclosure. AMENDMENT OF THESE TERMS AND CONDITIONS If you would like to request an amendment of these terms and conditions, please notify us in writing within 10 days to receive consent. © 2003 Mitchell, Vaught & Taylor, Inc. All rights reserved. Terms of Use / Privacy Statement / Contact Us